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Greenfield Co-Operative Bank CD rates are some of the highest bank CD rates available in the state of Massachusetts. The bank’s best CD rate currently available is on their 5 year certificate of deposit.

The current 5 year CD rate is 1.69 percent with an APY of 1.70 percent. While you can get 60 month CD rates at banks higher than this rate it is competitive and considerably higher than the FDIC’s national average 60 month rate of 1.07 percent.

Besides offering regular certificates of deposit Greenfield Co-Operative Bank
is also offering two special certificates of deposit and have really good rates. The two special CDs include an 8 month “One-Up” CD and a 15 month special CD.

The current 8 month One-Up CD bank CD rates are at .50 percent with an APY of 0.50 percent. This rate is better than all the FDIC’s average rates up to 2 year CDs which is currently at 0.47 percent. That rate is one of the best CD rates around for an 8 month CD.

The bank’s One-Up CD has a feature of the 8 month special CD guarantees that if a higher APY becomes available on bank’s  8 month “One-Up” special CD’s during the term of this CD, you may elect in writing (1 time only) to increase the CD rate to the higher APY. You don’t incur a penalty.

When you One-Up the CD is renewed for a new 8 month term. It’s kind of like getting a fresh start opening a new CD at a higher CD interest rate.

The special 15 month CD rate is currently at 0.85 percent with an APY of 0.85 percent. The 15 month CD doesn’t have any special features but the CD rate is better than 30 month CD rates which is why it a special rate.

Greenfield Co-Operative Bank CD Rates

• 6 Month CD Rate 0.25% APY 0.25%
• 6 Month “No-Penalty” CD Rate 0.25% APY 0.25%
• 7 Month CD Rate 0.35% APY 0.35%
• 12 Month CD Rate 0.45% APY 0.45%
• 18 Month CD Rate 0.60% APY 0.60%
• 24 Month CD Rate 0.70% APY 0.70%
• 30 Month CD Rate 0.75% APY 0.75%
• 36 Month CD Rate 1.09% APY 1.10%
• 48 Month CD Rate 1.39% APY 1.40%
• 60 Month CD Rate 1.69% APY 1.70%

All certificate of deposit accounts have a minimum opening balance of only $500. The CD rates above are for customer accounts only. For more information about Greenfield Co-Operative Bank’s certificates of deposit and to open an account go to: greenfieldcoopbank.com/ratesdep.html#cd