CD Rates

Search for and compare the best CD rates available from both national and local banks. You can find the highest CD rates at CDRates.RatesORama.com because we maintain a database of the best certificate of deposit rates available. We update our database of CD interest rates every day so check back with us often for current interest rates.
Rates Updated Sun Dec 15, 2019


BBVA CD RatesBBVA CD rates are some of the best CD rates avialable right now for both short term and long term certificates of deposit. CD accounts at BBVA are available nationwide and can be easily opened online. 1 year CD rates at BBVA are at 2.47 percent with an APY of 2.50 percent. The minimum opening deposit for an online CD account at BBVA is only $500. To give you an idea how good 1 year CD rates at BBVA are, the current FDIC National Average 1 year CD rate is only at 0.55 percent.

Author: Keith Mainoli
September 8th, 2019
Posted in: CD Rates

Vio Bank CD RatesVio Bank CD rates are currently some of the best online CD rates available today on short term CD accounts. 6 month CD rates at Vio Bank are at 1.64 percent with an APY of 1.65 percent. 9 month and 12 month CD rates from Vio are currently at 1.69 percent with an APY of 1.70 percent. Their 18 month CD rates are slightly higher at 1.74 percent with an APY of 1.75 percent. The longest-term CD account available at Vio Bank is 10 years and the rate on that account is only at 1.98 percent with an APY of 2.00 percent. To get the best deal on a CD account, compare other online rates with Vio Bank CD rates.

Author: Keith Mainoli
September 5th, 2019
Posted in: CD Rates

Home Savings Bank CD RatesHome Savings Bank CD rates were lowered last night. Short term CD rates at Home Savings Bank were lowered 10 basis points and long term CD rates were lowered by 20 basis points. Even with the recent decrease in rates, Home Savings Bank CD rates are still very competitive. 1 year CD rates from Home Savings Bank are now at 2.27 percent with an APY of 2.30 percent. The old 1 year CD rate at Home Savings Bank was at 2.47 percent with an APY of 2.50 percent.

Current Home Savings Bank Internet CD Rates

  • 6 Month 1.40% APY
  • 1 Year 2.30% APY
  • 18 Month 2.35% APY
  • 2 Year 2.55% APY
  • 3 Year 2.80% APY
  • 4 Year 3.05% APY
  • 5 Year 3.10% APY

These new CD rates at Home Savings Bank are for all types of certificate of deposits. Regular CD accounts, jumbo CD accounts and IRA CD accounts. Compare other CD rates at banks with Home Savings Bank CD rates to get the best deal today.

Author: Keith Mainoli
February 13th, 2019
Posted in: CD Rates

Luana Savings Bank CD RatesLuana Savings Bank CD rates on short term certificates of deposit were increased yesterday. The increases were small, only 5 or 6 basis points, on all CD terms and account tiers. 3 month CD rates at Luana Savings Bank were increased from 1.65 percent with an APY of 1.66 percent to 1.70 percent with an APY of 1.71 percent. This 3 month CD rate and yield is for account balances of less than $25,000.

6 month CD rates at Luana Savings Bank were increased from 1.80 percent with an APY of 1.81 percent to 1.85 percent with an APY of 1.86 percent. This rate is also for account balances of less than $25,000. The minimum opening balance for a CD account at Luana Savings Bank is $1,000. Listed below are all the recent CD rate increases from Luana Savings Bank.

Luana Savings Bank CD Rates – New Rates

  • 3 Month CD Rate 1.71%
  • 3 Month $25k CD Rate 1.86%
  • 3 Month $50k CD Rate 2.02%
  • 3 Month Jumbo CD Rate 2.17%
  • 6 Month CD Rate 1.86%
  • 6 Month $25k CD Rate 2.01%
  • 6 Month $50k CD Rate 2.16%
  • 6 Month Jumbo CD Rate 2.31%

See how these current Luana Savings Bank CD rates compare with other bank CD rates to get the best deal today.

Author: Keith Mainoli
January 30th, 2019
Posted in: CD Rates

VirtualBank CD Rates Vastly IncreasedVirtualBank CD rates were vastly increased and are now the best CD rates available for short term certificates of deposit. 1 month CD rates at VirtualBank were increased 1300 percent from 0.15 percent to 1.98 percent with an APY of 2.00 percent. 2 month CD rates at VirtualBank were also increased by 1300 percent from 0.15 percent to 2.00 percent. Both 1 and 2 month CD rates at VirtualBank are now higher than many 1 year CD rates offered by other banks

These great CD rates from VirtualBank on are the bank’s eCDs which can be opened online. VirtualBank is also offering other eCDs with other terms and really good rates. 3 month CD rates from VirtualBank are currently at 2.14 percent with an APY of 2.16 percent. Below is a complete list of CD rates from VirtualBank which you can compare to other online CD rates to get the best deal today.

VirtualBank Short Term CD Rates

  • 1 Month Rate 1.98% APY 2.00%
  • 2 Month Rate 1.98% APY 2.00%
  • 3 Month Rate 2.14% APY 2.16%
  • 6 Month Rate 2.47% APY 2.50%
  • 9 Month Rate 2.26% APY 2.29%
  • 12 Month Rate 2.71% APY 2.75%
  • 18 Month Rate 1.56% APY 1.57%

VirtualBank Long Term CD Rates

  • 18 Month Rate 1.56% APY 1.57%
  •  24 Month Rate 2.76% APY 2.80%
  • 36 Month Rate 2.97% APY 3.01%
  • 48 Month Rate 1.77% APY 1.79%
  • 60 Month Rate 3.00% APY 3.05%
Author: Keith Mainoli
January 28th, 2019
Posted in: CD Rates

CD Bank Rates & CD Yields

CD Bank Rates & CD Yields: Find the Best CD Rates from banks and credit unions. You can get the highest CD bank rates and CD yields by searching our CD bank rates database. Whether you’re looking for regular CD bank rates, jumbo CD bank rates or Individual Retirement Account (IRA) CD bank rates you can find the best interest rates at RatesORama.com. We have a list of interest rates ranging from 1 month rates to 7 year rates. You can also a list of current mortgage rates by seraching our mortgage rates today list and a list of the best savings account rates by searching our savings account rates list

Regular CD Bank Rates

Regular certificate of deposit accounts at banks and credit unions can be opened with as little as $1. Some banks and credit unions have higher opening balances. When you’re comparing regular CD bank rates pay attention to the minimum opening certificate of deposit account balance since it can affect the rate you receive on the certificate of deposit.

Jumbo CD Bank Rates

Jumbo CD bank rates pay a higher interest rate than regular CD deposit rates and yields. Jumbo CD bank rates are higher because they require a higher minimum deposit. While regular CD accounts at some credit unions and banks jumbo CD accounts require a minimum opening deposit of $100,000.

Bank CD Rates

When you are searching for the best rates you can start your search at local banks. Most local banks these days allow anyone in the U.S. to open a CD account regardless of whether or not you live in that state. You can also search for the highest CD interest rates at national banks. Deposit accounts like CD accounts, savings accounts and money market accounts at banks are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000.

Credit Union CD Rates

When you are searching for the highest credit union CD interest rates you can start your search at local credit unions. Some credit unions allow you to open a certificate of deposit (share certificate) if you live anywhere in the country so don’t limit your search to local credit unions. Deposit accounts like CD accounts, savings accounts and some money market accounts at credit unions are insured by the National Credit Union Administration (NCUA) for up to $250,000.

IRA CD Bank Rates

Individual Retirement Account (IRA) certificates of deposit are a very safe way to invest your retirement savings. The closer you get to retirement the safer your investments should be. Your principal is 100% guaranteed as long as you keep your CD investment under the FDIC and NCUA limit. Most credit unions and banks offer IRA certificates of deposit. You can also find IRA bank CD bank rates and IRA credit union CD bank rates that are higher than regular CD bank rates.



CD Rates By State