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CD Rates | Best Certificate of Deposit Rates

CD Rates

Search for and compare the best CD rates available from both national and local banks. You can find the highest CD rates at CDRates.RatesORama.com because we maintain a database of the best certificate of deposit rates available. We update our database of CD interest rates every day so check back with us often for current interest rates.
Rates Updated Fri Oct 19, 2018

CD Bank Rates & CD Yields

CD Bank Rates & CD Yields: Find the Best CD Rates from banks and credit unions. You can get the highest CD bank rates and CD yields by searching our CD bank rates database. Whether you’re looking for regular CD bank rates, jumbo CD bank rates or Individual Retirement Account (IRA) CD bank rates you can find the best interest rates at RatesORama.com. We have a list of interest rates ranging from 1 month rates to 7 year rates. You can also a list of current mortgage rates by seraching our mortgage rates today list and a list of the best savings account rates by searching our savings account rates list

Regular CD Bank Rates

Regular certificate of deposit accounts at banks and credit unions can be opened with as little as $1. Some banks and credit unions have higher opening balances. When you’re comparing regular CD bank rates pay attention to the minimum opening certificate of deposit account balance since it can affect the rate you receive on the certificate of deposit.

Jumbo CD Bank Rates

Jumbo CD bank rates pay a higher interest rate than regular CD deposit rates and yields. Jumbo CD bank rates are higher because they require a higher minimum deposit. While regular CD accounts at some credit unions and banks jumbo CD accounts require a minimum opening deposit of $100,000.

Bank CD Rates

When you are searching for the best rates you can start your search at local banks. Most local banks these days allow anyone in the U.S. to open a CD account regardless of whether or not you live in that state. You can also search for the highest CD interest rates at national banks. Deposit accounts like CD accounts, savings accounts and money market accounts at banks are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000.

Credit Union CD Rates

When you are searching for the highest credit union CD interest rates you can start your search at local credit unions. Some credit unions allow you to open a certificate of deposit (share certificate) if you live anywhere in the country so don’t limit your search to local credit unions. Deposit accounts like CD accounts, savings accounts and some money market accounts at credit unions are insured by the National Credit Union Administration (NCUA) for up to $250,000.

IRA CD Bank Rates

Individual Retirement Account (IRA) certificates of deposit are a very safe way to invest your retirement savings. The closer you get to retirement the safer your investments should be. Your principal is 100% guaranteed as long as you keep your CD investment under the FDIC and NCUA limit. Most credit unions and banks offer IRA certificates of deposit. You can also find IRA bank CD bank rates and IRA credit union CD bank rates that are higher than regular CD bank rates.

CD Rates By State